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A.R.S. § 13-2208: Usury Law

Usury; classification

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What is the usury law in Arizona?

In Arizona, a person commits usury, a class 1 misdemeanor, by knowingly making or financing loans that charge interest higher than the law allows.

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Official text last checked against azleg.gov:

13-2208. Usury; classification

A. A person commits usury by knowingly engaging in or directly or indirectly providing financing for the business of making loans at a higher rate of interest or consideration than authorized by law.

B. Usury is a class 1 misdemeanor.

AI-drafted summary, not attorney-reviewed. Statute text verified against azleg.gov. Legal information, not legal advice — consult a licensed attorney for your situation.

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